Lloyd Brown is a certified school risk manager. He specializes in advising independent K-12 schools on risk management, property and casualty insurance, and financial stewardship.His expertise encompasses comprehensive risk assessment, crisis management planning, and the development of sustainable insurance strategies that protect educational institutions' financial health and operational continuity.A graduate of Florida State University with a degree in psychology, Lloyd holds multiple professional designations including the Certified School Risk Manager (CSRM) and Chartered Property Casualty Underwriter (CPCU).